A buy-to-let mortgage is a loan secured on a property that you will let out. When compared to a main residence mortgage, you will find that the mortgage rates and fees are typically higher on a buy-to-let mortgage. A loan amount for a buy-to-let mortgage is based on both your income and also on the rental income the property will achieve.

It could be dealing with portfolio landlords, Limited Company mortgages, HMOs – or a standard buy to let.  The BTL mortgage market is considerably more specialist and niche than ever before, even more so given events in the last few years.

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